Thursday, September 17, 2020

Titan ticks with Covid times to roll out contactless payments watches

 

Titan Pay range, launched in tie-up with SBI, allows bank's YONO account holders to tap the watch on contactless payment POS machines without having to swipe or insert bank card.



With Covid-19 pandemic putting digital payments at the centrestage, watches-to-jewellery maker Titan has taken contactless payments to another level by rolling out the country’s first contactless payments watches.
Called Titan Pay, the new range of watches has been launched in collaboration with State Bank of India (SBI) allowing its YONO account holders to tap the watch on contactless payment POS machines without the need of swiping or inserting the bank card.

The watch had been in the works for over two years, the launch of which was fast-tracked after the Covid pandemic outbreak. “We already felt that this product was something the future was ready for and because of Covid suddenly the future was here and now,” said Suparna Mitra, Chief Executive Officer, watches and wearables division, at Titan.

Titan Pay Women's WatchTitan Pay Women's Watch Rs 4,395

A secure Near-Field Communication (NFC) chip developed by start-up Tappy Technologies is embedded in the watch strap which enables this contactless transaction.The Canada-based company has developed these chips which can be embedded into any fashion accessory turning it into a smart payments wearable.

For SBI YONO registered users, there is an option called wearables on the app which takes the person through a three-step process with the final step of keying in a unique identification number which comes with the watch to link it with the bank account.

Once a user waives the watch near a MasterCard-enabled Point-of-Sale (POS) machine, any payment of up to Rs 2,000 can be made without entering a PIN. The payment feature on these watches will be accessible on over two million contactless MasterCard-enabled POS machines in the country.

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